What’s the greatest advantage an individual investor has? Time. You don’t have to be as concerned about day-to-day stock fluctuations or occasional disappointments and setbacks. Buying and holding can make you a lot of money over time — if you pick the right stocks. Stocks that you can buy and hold forever are those of companies with solid business models that are built to last. Here’s why three stocks that fit the bill nicely are Alphabet (NASDAQ:GOOG) (NASDAQ:GOOGL), Berkshire Hathaway (NYSE:BRK-A) (NYSE:BRK-B), and Iron Mountain (NYSE:IRM).


While you can’t learn everything about a company from its performance in one quarter, there’s much to glean from Alphabet’s recent quarterly update. First, it’s a cash cow, with over $6.7 billion in earnings in the third quarter thanks mainly to its core Google business, which includes Search, Android, Chrome, Cloud, Gmail, Maps, Play, and YouTube. Second, the company continues to grow rapidly. And third, Alphabet is investing in some really cool technologies for the future.

When a company with 2016 revenue of more than $90 billion can increase sales by nearly 24% year over year, you know it’s on to something. Google is by far the most used search engine in the world, which means Alphabet keeps raking in huge advertising revenue. YouTube, likewise, ranks as the top video website, trouncing all rivals in hours consumers spending on the site. The bigger Google Search and YouTube get, the harder it will be for any other company to dethrone them.

The steady (and massive) cash flow that these core businesses provide to Alphabet allows the company to pour money into other bets that have the potential to be game changers down the road. Alphabet’s Waymo stands as a leader in self-driving car technology. Nest connected home products, Fiber high-speed internet, and Verily Life Sciences products are already contributing significant revenue. If there’s a cutting-edge technology, Alphabet’s likely to be involved — and that makes this a stock one likely to stand the test of time.

Berkshire Hathaway

Berkshire Hathaway might seem like about as different from Alphabet as you can get. However, the companies have some similarities. In particular, Berkshire executes very well on its business model, just as Alphabet does. Instead of investing in new technologies, though, Berkshire Hathaway invests in businesses — lots of them.

There are more than 60 companies within Berkshire’s corporate structure. Company chairman and CEO Warren Buffett especially likes the insurance industry. Berkshire owns several insurance businesses, including GEICO and reinsurer Gen Re. But he also likes manufacturers, retailers, and more. And that’s just inside Berkshire. The company also owns stakes, both large and small, in over 40 publicly traded companies.

Berkshire Hathaway’s historical performance has been far superior to the S&P 500 index. Even though the stock isn’t beating the index as much as it used to years ago, that’s to be expected due to the company’s size. Still, Berkshire remains one of the best stocks on the market because of how well it uses its cash. I expect the Buffett mind-set to reign within the company well beyond the the Oracle of Omaha’s tenure at the helm, making Berkshire a great buy-and-hold pick.

Iron Mountain

With a name like Iron Mountain, you’d expect a company to have a rock-solid business that’s virtually impenetrable from significant competition. And that’s pretty much what you get with this real estate investment trust stock. Iron Mountain specializes in records storage and information management. That’s a great business to be in for three key reasons. First, demand is growing steadily as more records and data are generated. Second, customers tend to stay with a vendor. And third, it’s a profitable business, since storage facilities have relatively low operating costs. Put all that together with the fact that Iron Mountain has more than 230,000 customers, including 95% of the Fortune 1000, and you have a stock with a nice moat.

As a REIT, Iron Mountain must return at least 90% of net income to shareholders as dividends. My colleague Matthew Frankel has called Iron Mountain “a dividend investor’s dream” — and he’s exactly right. Its yield currently stands at 5.76%. The company thinks it will grow the dividend by at least 4% annually. That’s the kind of stock you can buy and hang on to.


Warren Buffett has said in the past that his “favorite holding period is forever.” But even Buffett doesn’t always hold on to stocks forever. Can investors really buy and hold Alphabet, Berkshire Hathaway, and Iron Mountain forever? I think so, but there is a catch. Many people overlook the first part of Buffett’s quote. He prefaced the comment about holding forever by stating “when we own portions of outstanding businesses with outstanding managements.” Alphabet, Berkshire, and Iron Mountain are currently outstanding businesses with outstanding management teams. It’s possible that this could change, though.
For example, if Alphabet threw too much money at unproven technologies, the stock could suffer. If Berkshire began overpaying for companies that it buys, the same could happen. If Iron Mountain lost lots of customers’ data and records, it could be in big trouble. I doubt any of these things will happen, however. My view is that investors can buy all three of these stocks and sleep peacefully, knowing that over the long run the chances of achieving market-beating returns are pretty good.
By Keith Speights : http://dailytradealert.com/2017/11/30/3-great-stocks-can-buy-hold-forever/

The central bank has been described as "the lender of last resort," which means it is responsible for providing its economy with funds when commercial banks cannot cover a supply shortage. In other words, the central bank prevents the country's banking system from failing. However, the primary goal of central banks is to provide their countries' currencies with price stability by controlling inflation.

Is there anything more annoying than getting stopped out of a short trade on the absolute top tick of the move or being taken out of a long trade on the lowest possible bottom tick, only to have prices reverse and then ultimately move in your direction for profit? Anyone who has ever traded currencies has experienced that unpleasant reality more than once. The memory of price setup is specifically designed to take advantage of these spike moves in currencies by carefully scaling into the trade in anticipation of a reversal. Read on to find out how to use it in your next trade.

One of the trickiest concepts in forex trading is the management of stop orders. As the name indicates, a stop-loss order is an order that closes out your trading position when your losses on that trade reach a loss amount you set when you initiate the stop loss order.

The foreign exchange market, also known as the forex market, facilitates the buying and selling of currencies around the world. Like stocks, the end goal of forex trading is to yield a net profit by buying low and selling high. Forex traders have the advantage of choosing a handful of currencies over stock traders who must parse thousands of companies and sectors.

By Kathy Lien and Boris Schlossberg

You don't have to be a daily trader to take advantage of the forex market - every time you travel overseas and exchange your money into a foreign currency, you are participating in the foreign exchange (forex) market. In fact, the forex market is the quiet giant of finance, dwarfing all other capital markets in its world.

Forex is set up to be a rather risky endeavor. I always encourage new traders to go easy on the risk as they get started. The system is somewhat rigged to encourage risky behavior, so you have to set out with a plan to protect yourself.

The foreign exchange market (or forex market) is the largest financial market in the world. In fact, the market for currencies is several times larger than the stock market. This is the place where one currency is exchanged for another, and it has a lot of unique attributes that may come as a surprise for new traders. Here we take an introductory look at the forex market and how and why traders are increasingly flocking toward this type of trading.

1) Knowledge Deficiency – Most new FOREX traders don’t take the time to learn what drives currency rates (primarily fundamentals).

2) Overtrading - Trading often with tight stops and tiny profit targets will only make the broker rich. The desire to “just” make a few hundred dollars a day by locking in tiny profits whenever possible is a losing strategy.

Forex risk management can make the difference between your survival or sudden death with forex trading. You can have the best trading system in the world and still fail without proper risk management. Risk management is a combination of multiple ideas to control your trading risk. It can be limiting your trade lot size, hedging, trading only during certain hours or days, or knowing when to take losses.

What is Forex?

Forex or foreign exchange market is the "place" where currencies are traded. Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. and want to buy cheese from France, either you or the company that you buy the cheese from has to pay the French for the cheese in euros (EUR).

Think about this. In your entire lifetime, how much money has gone through your hands? Let me explain to you what I mean by this. Maybe you made $73,000 last year as a 28-year-old. And you got your first check at the age of 14 for $100.00. Add everything up from that first check until today. You’ll come up with a number. It could be $493,000 or $1.9 million or $6.3 million, depending on who is reading this.

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